Terms and Conditions of Use


By using this site, you signify your assent to these Terms and Conditions. If you do not agree to all of these Terms and Conditions of use, do not use this site!

AMRA/MAP may revise and update these Terms and Conditions at any time. Your continued usage of the AMRA/MAP website ("AMRA/MAP Site," or the "Site,") will mean you accept those changes.

The Site Does Not Provide Legal Advice

The contents of the AMRA/MAP Site ("Content") are for informational purposes only. This Site does not purport to offer legal or technical advice.  Reliance on any information provided by AMRA/MAP, AMRA/MAP employees, others appearing on the Site at the invitation of AMRA/MAP, or other visitors to the Site is solely at your own risk.

Children's Privacy

We are committed to protecting the privacy of children. You should be aware that this Site is not intended or designed to attract children under the age of 13. We do not collect personally identifiable information from any person we actually know is a child under the age of 13.

Use of Content 

AMRA/MAP  authorizes you to view or download a single copy of the material on the AMRA/MAP  Site solely for your personal, noncommercial use if you include the following copyright notice: "©2010, Motorist Assurance Program.  All rights reserved" and other copyright and proprietary rights notices that are contained in the Content. Any special rules for the use of certain software and other items accessible on the AMRA/MAP Site may be included elsewhere within the Site and are incorporated into these Terms and Conditions by reference.

The Content is protected by copyright under both United States and foreign laws. Title to the Content remains with AMRA/MAP or its licensors. Any use of the Content not expressly permitted by these Terms and Conditions is a breach of these Terms and Conditions and may violate copyright, trademark, and other laws. Content and features are subject to change or termination without notice in the editorial discretion of AMRA/MAP. All rights not expressly granted herein are reserved to AMRA/MAP and its licensors. If you violate any of these Terms and Conditions, your permission to use the Content automatically terminates and you must immediately destroy any copies you have made of any portion of the Content.

Liability of AMRA/MAP and Its Licensors

The use of the AMRA/MAP Site and the Content is at your own risk.

When using the AMRA/MAP Site, information will be transmitted over a medium that may be beyond the control and jurisdiction of AMRA/MAP and its suppliers. Accordingly, AMRA/MAP assumes no liability for or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the AMRA/MAP Site.


Without limiting the foregoing, AMRA/MAP, its licensors, and its Members make no representations or warranties about the following:

the accuracy, reliability, completeness, currentness, or timeliness of the Content, software, text, graphics, links, videos, advertising or communications provided on or through the use of the AMRA/MAP Site including but not limited to any and all assistance that AMRA may provide customers and/or consumers.

In no event shall AMRA/MAP , its licensors, its Members, or any third parties mentioned on the AMRA/MAP  Site be liable for any damages (including, without limitation, incidental and consequential damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption) resulting from the use of or inability to use the AMRA/MAP  Site or the Content, whether based on warranty, contract, tort, or any other legal theory, and whether or not AMRA/MAP , its licensors, its Members, or any third parties mentioned on the AMRA/MAP  Site are advised of the possibility of such damages. 

For any claim that a court may find does not fall under this limitation of liability, AMRA/MAP, its licensors, its Members, or any third parties mentioned on the AMRA/MAP  Site shall be liable only to the extent of actual damages incurred by you, not to exceed U.S. $1000. AMRA/MAP , its licensors, its Members, or any third parties mentioned on the AMRA/MAP  Site are not liable for any personal injury, including death, caused by your use or misuse of the Site, Content. Any claims arising in connection with your use of the Site or any Content must be brought within one (1) year of the date of the event giving rise to such action occurred. Remedies under these Terms and Conditions are exclusive and are limited to those expressly provided for in these Terms and Conditions.

User Submissions

The personal information you submit to AMRA/MAP is governed by the AMRA/MAP Privacy Policy. To the extent there is an inconsistency between this Agreement and the AMRA/MAP Privacy Policy, this Agreement shall govern.


AMRA Members are responsible for taking all reasonable steps to ensure that no unauthorized person shall have access to your AMRA/MAP passwords or accounts. It is your sole responsibility to (1) control the dissemination and use of sign-in name, screen name and passwords; (2) authorize, monitor, and control access to and use of your AMRA/MAP account and password; (3) promptly inform AMRA/MAP if you believe your account or password has been compromised or if there is any other reason you need to deactivate a password. You grant AMRA/MAP and all other persons or entities involved in the operation of the Site the right to transmit, monitor, retrieve, store, and use your information in connection with the operation of the Site.

Links to Other Sites

AMRA/MAP may provide links to third-party web sites. AMRA/MAP does not recommend and does not endorse the content on any third-party websites. AMRA/MAP is not responsible for the content of linked third-party sites, and does not make any representations regarding their content or accuracy. Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such sites. AMRA/MAP does not endorse any product, service, or treatment advertised on the AMRA/MAP Site. 


You agree to defend, indemnify, and hold AMRA/MAP , its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees as determined by AMRA/MAP (including legal fees for AMRA’s in-house or general counsel to oversee an indemnified matter(s) involving a Member in addition to legal counsel separate from the Member’s legal counsel responsible for the indemnified matter(s)) resulting from, or alleged to result from, your violation of these Terms and Conditions.


The following provisions survive the expiration or termination of this Agreement for any reason whatsoever: Liability, User Submissions, User Submissions – image, video, audio files, Indemnity, Jurisdiction, and Complete Agreement.


You expressly agree that exclusive jurisdiction for any dispute with AMRA/MAP, or in any way relating to your use of the AMRA/MAP Site, resides in the courts of the State of Illinois and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of the State of Illinois in connection with any such dispute including any claim involving AMRA/MAP  or its affiliates, subsidiaries, employees, contractors, officers, directors, telecommunication providers, and content providers.

These Terms and Conditions are governed by the internal substantive laws of the State of Illinois, without respect to its conflict of laws principles. If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any of these Terms and Conditions shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

Notice and Takedown Procedures; and Copyright Agent

If you believe any materials accessible on or from the Site infringe your copyright, you may request removal of those materials (or access thereto) from this web site by contacting AMRA/MAP's copyright agent (identified below) and providing the following information: 

1. Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (e.g., URL) of an authorized version of the work. 

2. Identification of the material that you believe to be infringing and its location. Please describe the material, and provide us with its URL or any other pertinent information that will allow us to locate the material. 

3. Your name, address, telephone number and (if available) e-mail address. 

4. A statement that you have a good faith belief that the complained of use of the materials is not authorized by the copyright owner, its agent, or the law. 

5. A statement that the information that you have supplied is accurate, and indicating that "under penalty of perjury," you are the copyright owner or are authorized to act on the copyright owner's behalf. 

6. A signature or the electronic equivalent from the copyright holder or authorized representative. 

AMRA/MAP's agent for copyright issues relating to this web site is as follows:

Helen Mac Murray
Mac Murray, Petersen & Shuster
6530 West Campus Oval, Suite 210
New Albany, OH 43054

In an effort to protect the rights of copyright owners, AMRA/MAP will terminate, in appropriate circumstances, of subscribers and account holders of the Site who are repeat infringers.

Complete Agreement

Except as expressly provided in a particular "legal notice" on the AMRA/MAP Site, these Terms and Conditions and the AMRA/MAP Privacy Policy constitute the entire agreement between you and AMRA/MAP with respect to the use of the AMRA/MAP Site, and Content. 

Last Updated: 3/1/2014